If everything has gone well to this point–hopefully you should have the initial scope of repair from the insurance company.

The scope should also come with a check for the repair–minus any depreciation but don’t sweat that right now.

Most policies allow for you to recover the depreciation once the repairs are complete. Most of the time that check will be made out to you as the property owner and the mortgage company who financed the property.

Your rē:network specialist can help you navigate the process of getting all the documentation completed and to the appropriate parties, so that your mortgage company can release the initial funds to get your restoration and your recovery under way.